Kansas City Federal Reserve tracks LMI issues to support stability

By Scout Nelson

The Kansas City Federal Reserve conducts two key surveys to learn about the conditions of low- and moderate-income (LMI) communities—the Community Conditions Survey in the fall and the Community Perspectives Survey in the spring. These surveys help identify the challenges LMI individuals face and how organizations support them.

The Community Conditions Survey covers the Kansas City Fed’s district, which includes parts of seven states. The Community Perspectives Survey collects national insights. Together, these surveys offer valuable data on issues like employment, financial stability, education, and access to public services.

The most recent survey, from fall 2024, showed that community conditions have slightly improved. The job market is showing mixed results. While new jobs and employers are emerging, many workers still face barriers such as criminal records, lack of childcare, and limited transportation options.

"While we are in uncertain times in the first quarter of 2025, it is becoming very evident that the eagerness to get back into work is growing,” said Will Lufburrow, CEO of Goodwill Central Oklahoma. “My hope is that employers in our communities see barriers as an obstacle to overcome for applicants, not a stop sign for a job. Whether recently leaving the justice system or overcoming a disability, the clientele coming through the doors at Goodwill are ready to earn a paycheck and grow their own personal experience.”

Human services are essential, especially as the cost of living rises. While government support and coordination between agencies were seen as strengths, housing insecurity remains a major issue.

Financial stability remains a concern. Although government programs like TANF and SNAP help, many households still struggle with debt and high living costs. “As a leading service provider for individuals with barriers to employment, Goodwill has seen our client base continue to struggle with a multitude of challenges in today's job market,” said Will Lufburrow. “While there currently are jobs available in the LMI sector, we are seeing a consistent struggle to obtain adequate childcare and reliable.

The survey results are public and help inform community groups and policymakers. The Kansas City Fed encourages more organizations to sign up and share their insights, helping shape a better future for LMI communities.

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